Click on the questions to be directed to the
answer.
1.
Does each Branch need to
report all the events its members plan to attend?
2.
If individual EDGE&TA members
go to a non-sponsored event should this
be reported?
3.
If we take our Branch Owned
People Mover to a non-sponsored event does it have to be reported?
4.
If a Branch sponsors an event
are all EDGE&TA members covered at the event?
5.
Can a non-member join EDGETA
at an event?
6.
How can members find out about
other EDGE&TA events?
7.
Am I covered by the
association insurance as soon as I leave home for an event?
8.
At an EDGE&TA Branch event
must all exhibitors, demonstrators and participants be EDGE&TA members?
9.
Must all workers be EDGE&TA
members?
10.
Are people movers and kids
barrel rides covered on the association policy?
11.
If an EDGETA branch holds a
tractor pull at a non-sponsored event, what do we do?
12.
If a Branch member attends
another show as a spectator, does the insurance cover him as an EDGE&TA member
or as a spectator?
13.
Other groups like auto or
tractor clubs are often invited to enhance our events. Do they need to be
EDGE&TA members?
14.
Do food, craft, art and other
vendors need to be EDGE&TA members?
15. Removed
1-12-2010. No longer applies.
16.
We have an event location at
which the owner has requested a copy of our liability insurance. What do we do?
17.
We have been asked to provide
an Additional Insured Certificate of insurance adding the landowner as an
additional named insured. What do we do?
18.
Does our insurance cover
Canadian branches or members?
19.
Does our Insurance cover
anything involved with animals?
20.
When
EDGETA members go to a
non-sponsored event, do they have EDGETA insurance coverage?
21.
What exactly are the triggers
for coverage?
22.
Is a group
tractor drive considered an event?
23.
If a non-member organizes a
tractor ride for a group of friends, including some Branch members, are the
EDGETA members covered?
24.
In an instance where our
Branch is sponsoring tractor and engine exhibits
and a tractor pull
under the auspices of a larger organization. This organization also has a
carnival, vendors, entertainment, etc. can we waive our insurance requirements
if the larger organization says certain exhibits (engines, for example) are
covered under their blanket liability policy?
25.
We can “what if” things to
death but are concerned about the increase in tractor drives where members may
be the organizer or just a participant. Basically, are there instances where
the member is not covered?
26.
We are using an organization
called "XYZ Association" for our tractor pull. They have an insurance policy,
but are not members of the National EDGE&TA club. Do we need to fax a copy of
their policy to you before the show and do their members under their insurance
have to still join our club before they can pull?
27.
I have a question about the
tractor pull we hold at our show every year, if a puller is not a member but
signs up at the time of the pull are they covered by insurance? Then what if the
funds and membership are not sent in until much later if at all for the pullers
who signed up at the time of the event?
28.
Does EDGETA insurance cover a
member while riding in his golf cart?
29.
Are people who help with tractor pulls considered
volunteers?
30.
Does EDGETA insurance cover a
Petting Zoo?
31. Can I sign up vendors that sell food, art and crafts, flea
market articles, etc. at our event as members of EDGETA to get insurance
coverage?
- Does each Branch need to report all the
events its members plan to attend?
No. With the new insurance carrier that EDGETA went
to in April 2008, you are no longer required to report your events to have
insurance coverage. However your EDGETA Board of Directors strongly recommends
that you continue to report your events via the EDGETA website,
www.edgeta.org. (You will notice that we
have eliminated the number of spectator’s requirement, it is no longer
necessary.) When you report your events, our web master places your event on
the Branch Events Calendar on the web site, this gives you free advertising for
those other branches that may have members who may want to attend. Check on the
calendar frequently, it is amazing how many events our branches have during the
year. Reporting your events also allows the EDGETA Board of Directors to keep
track of events, to get a better feel of the pulse of the organization. Try
to be more elaborate with the name of the EDGETA sponsored event. This will
help other branches to better understand what your event is.
- If individual EDGE&TA members go to a
non-sponsored event should this be reported?
No. Every EDGE&TA
member has Liability Insurance anywhere they go. They must follow the EDGE&TA
Safety requirement if they expect coverage.
No,
you no longer need to report it as an Event.
Yes,
all EDGE&TA members are covered at your sponsored event.
5. Can a
non-member join EDGETA at an event?
Yes.
All Branch sponsored events should have a person designated to take membership
applications and issue membership cards. Non-members may join EDGE&TA prior to
or at the event and have coverage that day. They become EDGETA members when
your membership person takes their money and hands them a yellow EDGETA
membership card with a sticker showing the year it expires. It is the
responsibility of the membership person to report the new members to the
National EDGETA secretary/treasurer within 30 days.
- How can members
find out about other EDGETA events?
By
checking the EDGE&TA Branch Event Calendar on our web pages and then contacting
the Branch officers for additional information.
- Am I covered by the association
insurance as soon as I leave home for an event?
Your coverage starts as soon as your equipment touches the ground at the event
when you haul your equipment to the event. If you live close and drive your
tractor or any drivable piece of equipment to the event, your coverage starts
when you leave home for the event.
This is for liability coverage only. It does not cover damage to your equipment
or if you damage another member’s equipment. Keep in mind the liability coverage
is for other people and their property. Be certain your personal insurance
matters are in order. The association policy is not a substitute or replacement
for your personal insurance policies. There is no coverage for bodily injury or
property damage to you or your possessions. Note: Your vehicle insurance should
cover you while hauling your exhibit to and from the show for liability
coverage. You need to check with your insurance company to make sure you have
liability coverage on a towed vehicle.
- At an EDGE&TA Branch event must all
exhibitors, demonstrators and participants be EDGE&TA members?
Yes,
all exhibitors, demonstrators and participants must be EDGE&TA members.
- Must all workers be EDGE&TA members?
No.
It is permissible for a non-EDGE&TA member volunteer to help out with club
product sales, or assist a branch at an event with the gate, cleanup and parking
assistance. But they may not exhibit or perform the functions of a member
exhibitor or drive or operate equipment of any kind. Volunteers have the same
insurance coverage as Branch members. If they injure a spectator or his vehicle
for example, our insurance will defend the volunteer. If the volunteer and
another member injure one another they are not covered, just like any other two
EDGE&TA members.
- Are people movers and kids barrel
rides covered on the association policy?
Yes,
people movers and kids barrel rides are both covered at no additional charge.
See the list of requirements for people movers and barrel rides on the web page.
- If an EDGETA branch holds a
tractor pull at a non-sponsored event, what do we do?
If the
non-EDGE&TA event does not have insurance coverage for the pull, your EDGE&TA
insurance will provide coverage for the pull. Your Branch is now sponsoring the
pull. Remember that any part of a show/event that your Branch wants to be
covered under the EDGE&TA insurance, all of the participants/pullers in that
event must be EDGE&TA members and follow the safety requirements to have
insurance coverage.
- If a Branch member attends another
show as a spectator, does the insurance cover him as an EDGE&TA member or as a
spectator?
As long
as the EDGE&TA member is a spectator, he is considered a spectator by our
insurance. If he decides to help the Branch with any of their exhibits or
assumes the role of a volunteer at that show, he is considered an EDGE&TA member
by the insurance.
- Other groups like auto or tractor
clubs are often invited to enhance our events. Do they need to be EDGE&TA
members?
To have
coverage under the EDGE&TA policy, Yes. To participate, No, but they must
provide a certificate of insurance to the sponsoring Branch naming the
sponsoring Branch and EDGE&TA as additional named insured's prior to the event.
(See "EDGETA Vendor/Craftsperson Booth Application")
- Do food, craft, art and other
vendors need to be EDGE&TA members?
No.
EDGETA insurance no longer
covers these vendors. However, they
must provide a certificate of insurance naming the Branch and EDGE&TA as
additional named insured's. This is especially important for food vendors. In
no case does the EDGE&TA insurance policy provide general liability coverage for
the products sold/traded. This paperwork is the responsibility of the
sponsoring Branch and should be maintained in the Branch records. (See "EDGETA
Vendor/Craftsperson Booth Application")
Revised: 1-12-2010
Back to top
-
We have an event location at which
the owner has requested a copy of our liability insurance. What do we do?
You must
request a "Proof of Insurance Certificate" from the Insurance Company by filling
out the form on the EDGE&TA web Site under "Required Forms" or under “Insurance
Info”. The "Proof of Insurance Certificate" will be sent directly to the
requesting party.
- We have been asked to provide an
Additional Insured Certificate of insurance adding the landowner as an
additional named insured. What do we do?
Submit a Request for an "Additional Insured Certificate"
30 days prior to the date the certificate is needed by the landowner. (See
Additional Insured Certificate of Insurance on the web page, under “Required
Forms” or under “Insurance Info”.) The "Additional Insured Certificate" will be
sent directly to the requesting party.
- Does our insurance cover Canadian
branches or members?
We are no
longer able to insure Canadian members when attending their events in Canada.
Our insurance will cover Canadian members in the US when they attend and
participate in the events in the US, but not in Canada.
- Does our Insurance cover anything
involved with animals?
NO. The
carrier does not cover anything pulled by horses, or that involves horses or
other animals that might be used to pull carts, wagons, carriages, etc. This
includes saddle horses and other animals that are ridden. However if you are
exhibiting horse drawn machinery or implements as a static display, without the
horses or mules, you have EDGETA insurance coverage for your exhibit.
20.
When
EDGETA members go to a
non-sponsored event, do they have EDGETA insurance coverage?
Yes, they
have coverage by the EDGETA insurance.
- What
exactly are the triggers for coverage?
Members are afforded insurance anywhere they go provided
they follow EDGE&TA Safety requirements. EDGETA members should take their
yellow EDGETA membership card with them to be able to show proof of insurance.
-
Is a group
tractor drive considered an event?
Yes it is an event.
- If a non-member organizes a
tractor ride for a group of friends, including some Branch members, are the
group members covered?
Yes. The EDGETA
members are covered, it is the same as an EDGETA member attending a non EDGETA
event; they are covered by EDGETA insurance as long as they follow the EDGETA
safety requirements.
- In an instance where our Branch
is sponsoring tractor and engine exhibits and a tractor pull under the
auspices of a larger organization, which also has a carnival, vendors,
entertainment, etc., can we waive our insurance requirements if the larger
organization says certain exhibits (engines, for example) are covered under
their blanket liability policy?
The key word is that you are sponsoring the exhibit etc,
along with another organization. You need to adhere to the EDGETA safety
requirements. If the other organization alone sponsors the event and you are
asked to participate, you must follow EDGETA safety requirements to have EDGETA
insurance coverage.
- We can “what if” things to death but
are concerned about the increase in tractor drives where members may be the
organizer or just a participant.
Basically, are there
instances where the member is not covered?
If a member attends a non sponsored event and does not
follow the EDGETA safety requirements, the member does not have coverage.
- We are using an organization
called "XYZ Association" for our tractor pull. They have an insurance policy,
but are not members of the National EDGE&TA club. Do we need to fax a copy of
their policy to you before the show and do their members under their insurance
have to still join our club before they can pull?
First, ask them to provide you with a Certificate of
Insurance from their agent, with your EDGETA branch named on their policy for
this event only as an ADDITIONAL INSURED. A WAIVER OF SUBROGATION needs to also
be included with the certificate. The Waiver of Subrogation helps protect you
against them coming back on you for any reason. These documents place the
burden of insurance on their policy and not ours for anything that would happen
concerning their operations. The National EDGETA Office does not need a copy of
this document, but your branch should keep it handy so you would be able to find
it readily in the event of an accident, or lawsuit.
EDGETA membership is not required as long as they have
insurance and can provide you with the document mentioned above. If not, they
need to be signed up as EDGETA members to have insurance coverage.
- I have a
question about the tractor pull we hold at our show every year.
If a puller is not a member but signs up at the time of the pull are
they covered by insurance? Then what if the funds and membership are not sent
in until much later if at all for the pullers who signed up at the time of the
event?
At the time you sign up a new member, give him an EDGETA
membership card, and take his dues he
is a full fledged member. He is covered by the insurance
at that time. The EDGETA bylaws state that new member dues and insurance
premiums are due and payable to the National Secretary/treasurer by each branch
within 30 days of such a member joining a branch. If the funds are not being
sent to the National secretary/treasurer, the member is not covered. We rely on
the honesty of each branch to make that happen. If it is not happening they are
doing a disservice to the new member (because he thinks he is covered), and may
be jeopardizing their existence as a branch of EDGETA.
- Does EDGETA insurance cover a
member while riding in his golf cart?
Our insurance does cover him if he should have an
incident with a spectator, if he should run over their foot, or hit their car,
etc.
- Are people who help with tractor
pulls considered volunteers?
Spouses of members who help with tractors or scales must
be members. Scorekeepers should also be members; it is pushing it to consider
them volunteers. Those that just provide moral support can come under the
volunteer category and do not need to be members.
30. Does EDGETA insurance cover a
Petting Zoo?
No
31. Can I sign up vendors that sell food, art and
crafts, flea market articles, etc. at our event as members of EDGETA to get
insurance coverage?
No.
EDGETA insurance no longer
covers these vendors. We can no longer sign them up as members of the branch to
get coverage for them. EDGETA insurance will cover the branches for an
incident involving the vendors, but again will not cover the vendors. Branches
need to be more insistent to get a certificate of insurance from these vendors.
This is especially important and a requirement for food vendors. In no case
does the EDGE&TA insurance policy provide general liability coverage for the
products sold/traded.
Update: June
19, 2010
Revised 6-19-10
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